Get A Loan

Our Loan Facility

We don`t just give out loans, We build relationships that last.

Our Loan Facility

We understand the importance of
ethics in our business and our values
form our corporate culture.

OUR LOAN FACILITY

Our Interest Rates:

1 Month 2 - 3 Months 4 - 5 Months 6 - 7 Months 8 - 9 Months 10 -12 Months
15% 13% 10% 8% 7% 6%

OUR LOAN FACILITY

₦79,000,000+
LOAN FACILITIES DISBURSED

For other inquiries, visit our FAQ page

HOW TO GET A LOAN

FOR CIVIL SERVANTS (IPPIS)

Documents needed:

1. IPPIS Payslip for the past three (3) months.
2. Identification Card.
3. Application form.
The documents can be forwarded to us via e-mail
E-mail: info@rich-oak.com
OR
Contact our Loan officer at otolulope@rich-oak.com
or +234 9018791316

HOW TO GET A LOAN

FOR NON CIVIL SERVANTS

You will need:

1. Your three (3) months bank statement.
2. A civil servant guarantor.
3. Your guarantor`s 3 months past payslip.
4. Your Identification card and passport and the guarantor`s as well.
The documents can be forwarded to us via e-mail
E-mail: info@rich-oak.com
OR
Contact our Loan officer at otolulope@rich-oak.com
or +234 9018791316

FAQS

How much can I borrow and for how long?

You can borrow any amount provided your repayment will not exceed one third of your net income. You can borrow from 1 week to 12 months.

Are there any interest on the loans?.

1 month 15% Interest Monthly
2 – 3 Months 10% Interest
4-6 Months 7% Interest
7 -11 Months 6% Interest
12 Months 4.5% Interest

What documents do I need to apply for a loan?.

Recent payslip for Govt staff
A Staff ID
A Passport photograph
Six months bank statement till date for Non-Govt Staff..

Will Rich-Oak require my BVN?

No, we do not require your BVN to grant a loan.

How long can I pay back my loan?.

You can repay your loan from one week upon collection to a monthly repayment for 12 months depending on the duration of loan.

GET IN TOUCH

For all inquiries on how to get a loan from us,
please contact our loan relation desk
as follows:

Plot 630, Ebenezer place, Durumi, Area 1, Abuja.
E-mail: info@rich-oak.com
Call: +234 9019344905

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