History

We have been providing exceptional financial
solutions in credit investment and advisory to
our customers for four years.

We have been providing exceptional financial solutions in credit investment and advisory to our customers for four years.

2016

Founding

Rich-Oak started in October 2016, with two partners and an advisory board seeking to provide financial solutions to the individuals and businesses in the area of investments and credit with a view of enabling them achieve financial freedom.

June 2017

Incorporation of Rich-Oak Life Multipurpose Co-operative Society Ltd

On 26th, June 2017, Rich-Oak Life Multipurpose Co-operative Society Ltd was registered as a co-operative society under the Federal Capital Territory under CAP: No. 98 of the Nigerian Co-operative Societies ACT 2004, with registration number 26299.

April 2018

Incorporation of Rich-Oak Life Initiative

In a bid to deepen financial inclusion, the company promoted a Non-Governmental Organization (Rich-Oak Life Initiative) on 19th April, 2018 to step financial services down to the underserved. The NGO was incorporated on 19th April 2018 with registration number 109787.

January 2019

Incorporation of Rich-Oak Life Investments and Business Advisory Ltd.

On 17th January, 2019, Rich-Oak Investment and Business Advisory Ltd. was incorporated under the COMPANIES AND ALLIED MATTERS ACT, 1990 and became limited by shares with registration number RC 1553969 with an expanded mandate to provide exceptional financial solutions cutting across personal and consumer finance, wealth management, payments and utilities to over 2/3rd of Nigerians.

May 2019

Trademark.

On 7th May, 2019, Rich-Oak Investment and Business Advisory Ltd. became registered as a trademark under CAP A36 Laws of The Federation of Nigeria 1990, section 22(3) Regulations 65 in respect of services of credit institutions other than banks such as co-operative, credit associations, individual financial companies, lenders etc.

July 2019

Money Lenders License and Certificate.

Rich-Oak Investment and Business Advisory Ltd. (RCI 553969) obtained the money lenders license and certificate under section 5(2) of the money lender's Act (Cap 525) to carry on the business of a money lender..

Proposed 2020

Proposed Finance Company License.

We are seeking to obtain our Finance Company License from the Central Bank of Nigeria which places our activities under the regulations of CBN under BOFIA.

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