Dear Partner,

The end of the year is almost upon us and with it comes the holiday season and I’m sure you are very excited especially considering all that we have had to deal with this year. It would be nice to take a break and re-strategize for next year and the years after that right?

Well, fun as it may be, the holiday season is not without its temptations chief of which is the compulsion to spend on things you don’t need. It’s all too easy to blow your cash at a time like that on things that often have no lasting value and not a lot of people are able to avoid making this very terrible move.

And that is why you have us. Before that happens, there is one move we can help you make that you won’t regret: saving for the future. At Rich-Oak, we believe that the end of the year is indeed a really smart time to put some money away for the rainy day. By saving it rather than blowing it, you’re essentially “saving” yourself from yourself (no pun intended). The sooner your money is out of sight, the less tempted you will be to burn it on things you most probably don’t really need. And you will feel great ending the year assured that you saved as much as you could for your future.

Of course, you probably don’t just want to save your money, you want it to grow. So why not consider putting your money to work in a high interest investment plan like the Rich-Oak Premium investment plan. It is reliable, risk-free, and has a high return on interest (currently 8% per annum).

A high-interest investment plan is crucial to any smart financial plan – and the perfect place to store your emergency fund or money you are saving for a short term. Get started today by checking out Premium investment plan here . You can start with as little as that N5,000 that might have gone to a box of pizza and drinks and who knows, by the end of another year, you would have saved enough to start a small business and several boxes of pizza and drinks to celebrate.

Of course, saving doesn’t seem as exciting as a box of pizza and drinks. But the peace of mind that you are setting yourself up for a good future is actually a huge luxury, if you choose to view it that way. You want to end the year feeling proud of all you have accomplished and ready to conquer the year ahead. So cheers to you, and if you do decide to invest, be sure to check out the link in this newsletter.

If you have any questions, please visit our FAQs page here.

Or call 09016854815 to speak directly with a service representative (also available on Whatsapp and Telegram).
You can also send us an email at complaints@rich-oak.com

Dear Partner,

I trust you and your loved ones are safe and getting by. No doubt, the events of the past few days in our country has left many people shocked and in desperate need for comfort.

Our hearts go out to all the victims of various attacks across the country and to those who have lost someone. You are not alone. Our prayer is that you find strength to endure and fortitude to bear your loss, and that a situation like this never arises again. We also hope that the cause for which all of these sacrifices were made is truly achieved for the betterment of all.

At Rich-Oak, we believe that the best investment anyone can have is a fulfilling life. That is why we want to encourage that you stay safe, protect your loved ones and keep hoping for the best as you join in the struggle for justice and a better society even as the country is experiencing unsettling times. .

Like everyone else who means well for our great country, we are committed to the achievement of the Nigeria of our dreams. We thank you for sharing in our vision and promise to continue to always be there when you need us.

Rich-Oak Cares!

If you have any questions, please visit our FAQs page here.

Or call 09016854815 to speak directly with a service representative (also available on Whatsapp and Telegram).
You can also send us an email at complaints@rich-oak.com

Dear Partner,

I just want to thank you for always taking your time to read through our newsletters. The feeling of having an idea to share with you each week has been nothing short of exciting. Believe me when I say you rock! This week, I want to explain why choosing to invest is worth the risk. As you know, just saying the word investing can make some people tremble — and it’s not so hard to see why. For so long, popular opinion has depicted investing as an incredibly risky venture which causes people to lose a lot of money, much like gambling. In fact, most people continue to hold on to this great misconception even though the two are completely different. But here are the differences: firstly, whether or not you succeed at gambling really depends on luck. Secondly, you can’t claim ownership over a piece of the casino you are gambling at just because you patronize it like you earn dividends from investing in a particular company where you have stock.

At Rich-Oak, we believe that the best investment anyone can have is a fulfilling life. That is why we want to encourage that you stay safe, protect your loved ones and keep hoping for the best as you join in the struggle for justice and a better society even as the country is experiencing unsettling times. .

Now, don’t get this wrong — it is still very possible to make a bad investment, just like it is to make a bad bet, and that’s where one needs information and education. Before you start throwing your money at any investment plan, it is vital that you have relevant information on how the plan and the organization offering it work. The last thing you want to do is waste your finances on something you weren’t educated in — that’s how dreadful money decisions are made and we don’t want that for you.

At Rich-Oak, we pride ourselves in the transparency of our operations by letting you aware of our terms of service before you get started with investing with us. This is what makes investing with us a risk worth taking. Do you want to know more? Then head over to our website here https://rich-oak.com/invest and thank me later

If you have any questions, please visit our FAQs page here.

Or call 09016854815 to speak directly with a service representative (also available on Whatsapp and Telegram).
You can also send us an email at complaints@rich-oak.com

Dear Partner,

Happy Customer Service Week!

This is the week when organizations celebrate their staff for providing excellent customer service. The theme for this year’s celebration is #DreamTeam and frankly we would have no reason to celebrate without you, our dear customer, the unseen member of our team.

We just want you to know that we truly enjoy working with you and feel honored to be your chosen investment partner. Your business is much appreciated, and we will do our very best to continue to meet your investment needs. Your continued patronage and suggestions are a vital part of our growth. And for that, we are most grateful.

Thanks again! We look forward to serving you for many years to come.
Best regards.

If you have any questions, please visit our FAQs page here.

Or call 09016854815 to speak directly with a service representative (also available on Whatsapp and Telegram).
You can also send us an email at complaints@rich-oak.com

Hello there,

Happy New Month and 60th Independence Day Anniversary to you from all of us at Rich-Oak!

This is the week when organizations celebrate their staff for providing excellent customer service. The theme for this year’s celebration is #DreamTeam and frankly we would have no reason to celebrate without you, our dear customer, the unseen member of our team.

So, these are pretty much the basic things you should know before you start investing:

You do not need to have a lot of money to start investing. At Rich-Oak, our investment plans are so pocket-friendly that you can start with as little as N5, 000.

The earlier you start, the better! If you start putting funds away gradually in little bits, you would be surprised how much you have been able to save at the maturity date with patience and your money growing through compound interest.

You do not have to be good at math to start investing. All you need is an understanding of our highly diversified investment plans and knowing which one is best tailored to suit your earnings and meets your needs.

For over three years, Rich-Oak has been in the business of getting more people to invest and empowering them to do so often for their very first time by themselves by applying through our website, And now, we are taking things a step further by introducing a Mobile App (Oak Mobile) which will be available soon. What we love about these platforms is that they are easy to use, have beautiful interfaces, and offer a number of unique options that help you have free access and a clear understanding of where your money is and what is happening to it. What is more? They are absolutely user-friendly! So while you wait for the mobile app to be ready, why not take advantage of the website and start investing? I assure you, you will be glad you did.

If you have any questions, please visit our FAQs page here.

Or call 09016854815 to speak directly with a service representative (also available on Whatsapp and Telegram).
You can also send us an email at complaints@rich-oak.com

Dear Partner,

In a bid to bring the Premium Experience closer to you, we announced a few weeks ago that we would soon be launching the new OAK Mobile App. I understand that your interest must have piqued at that announcement and you are very eager to know when the App will be ready.

Well, not to worry, it will soon be here as we are doing everything we can to make it a trusted Mobile App, tailored to suit your needs without breaking a sweat.

Here are a few things you can do with the app once it becomes available:

Invest, borrow and grow your finance at your convenience.

Refer your friends and family to invest and get paid for it.

Get your investment and loan account balance in real time,

Generate up to date account statements

Budget your income.

The new OAK Mobile App promises to be a one-stop digital shop for all your investment and loan needs. We would be glad to answer any questions you may have about the new OAK Mobile App and more. All you have to do is contact us through any of the channels below. In the meantime you can start an investment plan by registering on our website. Please click here to proceed if you are interested.

Thank you for always being there and remain safe!

If you have any questions, please visit our FAQs page here.

Or call 09016854815 to speak directly with a service representative (also available on Whatsapp and Telegram).
You can also send us an email at complaints@rich-oak.com

Hi Partner,

The “Ember” months are here again. I trust you and your loved ones are doing all you can to remain safe. You are our greatest asset and our desire is to see you make it to the end of this year and beyond.

That said, I noticed a trend recently. Since I started sharing information about the amazing investment rates that are on offer at Rich-Oak, we have had many people indicating an interest on our investment plans and asking lots of questions.

These are some of the most common inquiries we have received:

1. How can I set up an investment plan?

Visit our website www.rich-oak.com, select Invest With Us, read through the investment options (Standard, Premium or Premium Plus), and select the plan of choice, click on more to get additional information about the investment plan of choice, click on the link provided to fill the application form online, fill in the necessary details, and fund your investment either via your bank account or by making a deposit. That's all! In less than 5 minutes, you're ready to roll.

2. How secure are my funds ?

our funds are safe as they are managed by Rich-Oak Investments and Business Advisory Services Limited (RC No: 1553969), and regulated by the Central Bank of Nigeria. So you can rest assured that your money is in very safe and capable hands.

3. Are there hidden charges for investing?

The answer is NO! We are against any form of “mago mago” or “wuru wuru” that characterizes some businesses. Rich-Oak will never ask you to pay any Service Charge on your investment. We will also ensure that you earn your Return On Investment or Return On Balance exactly as promised.

4. How can I liquidate my investment?

Since our investment plans are currently for specific fixed terms, we do not encourage liquidation of investment until the maturity date. Doing so would mean forfeiting the interest as promised. However, if you wish to liquidate your investment when it matures, you will be required to speak with your Investment Officer or contact the Customer Service Desk and your bank account will be credited with your funds. I'm sure you still have some questions not answered in this letter. Don’t fret; we are ready to answer them. This is why we have made as many channels as possible available for you to reach us.

If you have any questions, please visit our FAQs page here.

Or call 09016854815 to speak directly with a service representative (also available on Whatsapp and Telegram).
You can also send us an email at complaints@rich-oak.com

Hi Partner,

I trust you are doing everything to stay healthy and safe. This week, our focus is on some measures you can take to achieve financial security after a major life transition. As you know, major life-changing experiences like the current Covid-19 pandemic come with an expected emotional toll, but until you face such event yourself, you may not fully realize how much of an impact it can make on your personal finances. Many of life’s major events come with a bulk of unanticipated expenses that can leave you worried.

That said, I noticed a trend recently. Since I started sharing information about the amazing investment rates that are on offer at Rich-Oak, we have had many people indicating an interest on our investment plans and asking lots of questions.

The good news however is that, everyone makes mistakes that have unintended financial ripple effects. Feeling bad over changes that lead to a negative economic outcome does not mean you’re foolish or unintelligent. It simply means you are now part of many other people who have been there, done that and lived to tell the tale, so pat yourself on the back on your newfound wisdom while also bracing up for what lies ahead. So if you are dealing with a change here are a few steps to ponder over:

1. Focus on Your Emergency Fund

If you are starting a part of your life over due to a major life transition, your emergency funds have probably taken a hit. And that’s okay- that’s what they were meant for after all! But when you feel like you are getting back on track, be sure to budget what you can to slowly build your savings back up. It is always better to have financial support in place for the next big change. You can achieve this by mapping out an overall plan for your emergency fund by deciding on what you can afford to save and for how long you want to save it. When you have decided on this, make the fund less accessible by depositing it into a high-interest savings account or investment plan that is not tied to a debit card and separate from your normal bank account like the Rich-Oak Premium or Premium Plus Investment Plan (you can learn more about these investment plans here https://rich-oak.com/investmentproduct) and automate! Calculate how much you can afford to save every month and automatically send it to your emergency fund first thing. Trust me; you are more likely to get it done if it’s out of your hands.

2. Live Within Your (New) Means

When you’re dealing with a change, it is important to adjust your lifestyle so it matches your current reality. With some smart planning, you can hopefully get everything you may have lost back soon enough. Lifestyle adjustments can help you bounce back more quickly from even the most dramatic transitions.

So you see, it is not at all a bad thing to experience a setback. Life changes can cause strain, but they also create growth. I hope these tips help you enjoy that growth a little sooner.

If you have any questions, please visit our FAQs page here.

Or call 09016854815 to speak directly with a service representative (also available on Whatsapp and Telegram).
You can also send us an email at complaints@rich-oak.com